ADHD Tax: Why It’s Not Your Fault -And How to Reduce It
If you have ADHD or another form of neurodivergence, you’ve probably experienced what I call “ADHD tax” - the sneaky cost of executive dysfunction.
It shows up in everyday life as:
Forgotten bills and mounting late fees
Lost or misplaced items
Re-buying things you already own because you can’t find them
“Oops, I meant to cancel that subscription…” moments
Last-minute fixes that cost far more than planning ahead would have
And then comes the emotional toll: frustration, guilt, shame and self-criticism. You start questioning yourself:
“Why can’t I get it together?”
“I should be able to manage this.”
“What’s wrong with me?”
Here’s the truth: executive dysfunction isn’t laziness or irresponsibility - it’s neurological. ADHD tax exists because your brain works differently, not because you’re failing.
Why ADHD Tax Happens
Neurodivergent brains process time, attention, and priorities differently. ADHD and related neurodivergent traits make planning, switching tasks, and follow-through harder. Without external support, these small, repeated energy leaks add up, creating overwhelm and burnout.
This isn’t a personal flaw - it’s a natural part of neurodivergence. And while society often overlooks these challenges, neurodivergent-affirming therapy can help you understand and manage them.
Practical Ways to Reduce ADHD Tax
While you can’t erase ADHD tax overnight, there are strategies that genuinely help:
Externalise reminders: visible calendars, alarms, or apps to reduce your mental load.
Automate payments: remove recurring bills and deadlines from your mind entirely.
Use visual systems: colour-coded filing, checklists, or storage solutions make it easier to locate items quickly.
Link tasks to routines: Attach admin or household tasks to habits you already do, so they become automatic. For example: “After my evening shower, I’ll prep my lunch for tomorrow - no more wasting money buying lunch at work every day.”
Reduce decision load: Limit unnecessary choices to prevent overwhelm. For example, plan your outfits for the week on Sunday, batch-cook lunches, or create a set morning routine - fewer decisions means less mental energy spent on small stuff.
Body-doubling for admin: working alongside someone else can help maintain momentum and accountability.
These aren’t shortcuts - they’re practical systems designed for neurodivergent brains that respect how you function, reduce stress, and can help save you both time and money.
Therapy That Understands Your Brain
Neurodivergent-affirming therapy isn’t just about strategies - it’s about building confidence, reducing shame, and creating a life that fits your brain, not one that fights it.
Working with a neurodivergent psychologist or therapist can help you:
Unpack the emotional impact of executive dysfunction and ADHD tax
Build sustainable routines and structures for your daily life
Improve time management, organisation, and prioritisation
Reduce burnout, overwhelm and self-criticism
Whether you’re managing ADHD, autism, dyslexia, or another form of neurodivergence, therapy can provide practical support, emotional validation, and strategies that actually work.
I offer telehealth therapy across Australia for neurodivergent adults looking to reclaim control over their time, energy, and money.
If you’re ready to reduce ADHD tax and build a life that supports your brain rather than fights it, fill in the application form to work with me.
